I have several top Business credit cards, but if I had to choose one, I would choose the Chase Ink Unlimited Card. It comes with a 75k Chase points sign up bonus after spending $7500 in the first 3 months. It also comes with 0% APR for the first 12 months. This is nice if you need to carry business related expenses over a month, and the balance won’t show up on your credit report since it’s a business card.
You can earn 1.5 points per $1 spent on all purchases ongoing. And it comes with no annual fee, meaning I can hold this card forever. Unfortunately, it does come with a foreign transaction fee. So it wouldn’t be ideal to travel abroad with.
And in order to transfer the points to airlines and hotels, you would need to also hold another chase credit card with an annual fee such as the Chase Sapphire Preferred or Reserved, or the Chase Ink Preferred Business card. If not, the points would only be worth $750 cash value, versus as points they can easily be worth double that.
I love have chasing points because I use them often to fly on American Airlines (through the British Airways partner), and to transfer to Hyatt hotels at a great rate. Most recently, I cashed out some of my Chase points to stay in an Airbnb for a month in Europe. Chase had a promotion that depending on which cards you have, you can pay yourself back for Airbnb purchases at 1.25-1.5 points per $1.
If you are interested in this card, please click on the link on the top to apply for it and support this site!
