Housing and Car in Massachusetts

For my housing in MA, I wanted to live in the Residence Inn Marriott. I am 50 nights away from earning Lifetime Platinum Elite Status with Marriott. By staying at this hotel for my assignment, I will earn this lifetime status. This is beneficial for when I travel abroad during my off time. As a platinum elite member I am able to get free breakfast at Marriott, free room upgrades, lounge access, late checkout etc. 

Plus I dont mind staying at the Residence Inn since it has a kitchen. Not to mention all of the marriott points I will be earning. Fortunately, there is a residence inn 15 minutes from my work site. 

For my rental car, I used National like usual. Since I flew into a relatively small airport (Hartford, CT), I knew I would have many nice car options. Since I am going out of town for 4th of July, I needed a car initially just for 3 weeks. I selected the new 2024 mustang convertible. I figured it would be fun with the nice weather. Also, it’s sporty and I love hearing the engine (even from just turning on the car). 

Choosing to Work in Massachusetts

Right before I left the USA to begin my 3-month sabbatical in Spain, I was contacted about a locum tenens opportunity in Massachusetts. It was in a hospital owned clinic so that meant the credentialing takes 3 months. I figured that was perfect timing for me since I would have a guaranteed position when I finished my sabbatical. At the same time, I wasn’t exactly sure I wouldn’t extend my sabbatical, but I thought it was a good idea to have options.

Massachusetts was a good location for me for summer months so I could get away from the Florida heat, and enjoy the New England cool weather. The exact location is Springfield, MA which is a 30 min drive from Hartford, CT and 1.5 hour’s drive from Boston. I have some friends in the area I would like to visit in many nearby locations. 

The agency would cover and apply for my MA license, since we had plenty of time during the 3 months of credentialing. MA is also a high paying state for NPs. Many locums NPs think they can only make $100/hour in primary care in CA, but there are many other states that pay that including MA.

The interview was done via zoom – which has become a default ever since covid. I miss those days of a brief phone interview. My only hesitation with the job was that they listed the number of patients seen per day per provider was 24. I told them my max was 20 patients per day and they said that was fine since they normally build in admin time to the schedule. Great!

The credentialing ended up being no joke. I had to get several forms notarized (while in Spain which is not as easy as just going to the UPS store). I had to fill out tons of paperwork; provide malpractice insurance copies from 30 jobs; plenty of peer references, etc. I actually wanted to cancel the job when I first got to Spain because I felt overwhelmed by how many people were reaching out to me each day regarding credentialing. I felt like I wasn’t on the “break” I was supposed to me on.

When I reached out to my recruiter to cancel the job, I appreciated his approach. He didn’t yell at me and tell me how messed up that was like I had expected. Instead he told me just to take 1-2 weeks off to myself, and regroup after that. That ended up being the perfect solution because after 1-2 weeks I was ready to move forward with everything. 

The credentialing was completed on time, and I started on the day we planned on. 

The Nice Part About Being Financially Independent at Work

When you have reached financial independence – in which you no longer HAVE to work for income – work feels different. There is no longer that stress where you are depending on a paycheck. You can approach work a bit more lightly.

You are no longer afraid to speak up. This is because you aren’t afraid to lose your job since technically you don’t need it anymore. Thus, you are willing to speak your mind and not be afraid of repercussions.  If you feel like something is not fair in the workplace, you can point it out.

You are more likely to ask for a raise or negotiate a different schedule. You are more likely to request to work remotely. You are more likely to ask for a sabbatical. You have nothing to lose, so why not? Being financially independent allows you to make work fit into your life, and not the other way around.

Work is better when you don’t need the money. You do not have to put up with the stressors of work. Nor do you have outside financial stressors that interfere with your workload. It allows you to approach work with a different mindset. 

Now that I am financially independent, I never take a job I do not want. I make sure I am compensated fairly and always negotiate my pay. I am usually the advocate for others at work, who are too afraid to speak up since they are dependent on their job. I also make sure I am treated fairly and do not have to work more than I expected to. 

Even though I have chosen to continue working after reaching financial independence, it makes work even better!

Asia Trip 2024

During my 3-month sabbatical in 2024, I planned a trip to Asia with some friends. We started in South Korea, then went to Vietnam and Cambodia, and ended the trip in Malaysia. I was really curious about Vietnam and Malaysia because I have heard a lot of Americans slow travel there. The US dollar goes far in those countries. You can rent a high rise furnished apartment with views and a/c for $300/month. 

South Korea was probably my least favorite from the Asia trip. Seoul felt like being in NYC where it took 1 hour to get anywhere whether by metro, car, or foot. I expected it to be more futuristic like Japan but they wouldn’t even accept credit cards at the metro station. It just felt like being in a big city. It was my first time eating Korean food and I was impressed by the Korean barbeque and the Korean fried chicken (I normally don’t even like fried chicken). 

Vietnam ended up being my favorite place on the trip. We started in Hanoi which introduced us to the chaos of Vietnamese scooters and mopeds. There weren’t many traffic lights and we just had to cross the street and hope for the best. The humidity hit us really hard coming from Seoul. One of my favorite parts was taking a day cruise along the Halong Bay. It was absolutely beautiful! I especially enjoyed being able to kayak and swim there. Hourly massages in Vietnam only cost $7-8 so we got one daily which was a nice perk. 

We also visited Danang, Vietnam which I preferred over Hanoi. It’s on the beach (which is always a plus for me) so you had the breeze from the ocean that made it cooler. The city is more modern and it seems like they are doing a lot of construction there to build it for tourists. The water at the beach was cool which was perfect for a warm day. We spent one day in Ba Na Hills. This is where they have the famous bridge with the hands. It ended up being an amusement park similar to Epcot at the top of a mountain which was pretty cool. 

We went to Cambodia to visit Angor Wat. I had seen a similar temple in Thailand before, that I believe is almost a copy of Angor Wat in better shape. So, I mostly went to Cambodia to appease one of my friends. I didn’t look forward to spending an entire day of sweating to death. We did a sunrise tour which was worth it because by the time the sun came out and made it feel unbearably hot, we were done. It was extremely humid in the morning and everything in my purse got soaked form the humidity. I did enjoy the food in Cambodia and the people were really nice. 

We ended the trip in Kuala Lumpur, Malaysia which was really cool. I liked the city vibe because the architecture of the buildings is so unique. My favorite part of Malaysia were the night markets. I have heard from a lot of people that the food in Malaysia is amazing. Now I know why. The food in Malaysia is a mixture of Chinese food, Thai food, and other Asian foods. The night markets had so many options of cool things I have never seen before. It may even be hard to describe. 

Some things we tried were grilled calamari on a stick, huge bobba balls in ice cream, spicy soy sauce chicken, mango sticky rice, tempura potato sticks with sauce, iced coffee in a bag, layered mango crepe etc. We also went to the Batu Caves which is a Hindu Temple. It was an interesting experience and yes we climbed all of these stairs.

Overall, I had a great time in Asia. I saw so many incredible things and the people were so friendly. I am open to spending a month in Vietnam and Malaysia whenever I decide to slow travel. It was worth the 24 hours of flying to and from, and the week it took to recover from jet lag. 

Locums Needed for Northern CA

If you are interested in working as a locum in a FQHC in Northern Central California, there is a need starting at the end of July (start date is flexible). This is a high paying opportunity. Please email me at travelingnp.com@gmail.com with your name, phone number, and email address to pass along.

Trying Out Healthcare in Spain

For my 3-month sabbatical in Spain, I decided to get private health insurance there. The policy was cheap, only $70/month (including dental). I did not have any co-pays or out of pocket expenses. Since I had a lot of free time, I planned to get all of my medical check-ups while in Spain. I scheduled appointments for a physical and labs, pap smear, and dental exam and cleaning. 

My physical was interesting…. the doctor was at lunch and showed up to the appointment 1 hour late. There was no one to take my vital signs or weight – he worked solo. The doctor asked me what I was there for, I said a physical and labs. He gathered a medical history and then gave me a lab order. Since I had no complaints, he didn’t bother touching me or doing an exam at all which I thought was strange. Not to mention I didn’t even have my blood pressure taken. 

I thought Europe was supposed to have a better healthcare system than the USA? So far, it seemed like the only benefit is that private health insurance is incredibly cheap and covers everything, but the quality of health care isn’t that great. I mean how can a doctor not even touch me for a physical? At least I was able to look at my lab results online so I didn’t need to schedule a follow up.

My dental exam and cleaning went well. In fact, both were done within 30 minutes. The xray machine they used, took pictures from a 360-degree angle, just by me standing under the machine. I didn’t have to put those uncomfortable gadgets in my mouth for the xray that is often used to take pictures in the USA. The dentist there did the cleaning himself, which was similar to the USA minus the flossing. 

Lastly, my appointment with Gynecology for a pap smear was an interesting experience. Being an NP that does well woman exams, I am used to the medical assistant having the patient undress and put on a gown in private, before I go in the room. In this instance, the doctor’s office and the patient room are the same. 

So, after the doctor gathered my history, he told me to undress and put on the gown, as he called his nurse into the room. It was really awkward undressing in front of 2 strangers. Then the nurse told me to lay down on an obstetrics bed and insisted I lay with my legs open while waiting a good 5 minutes for the doctor to re-appear. Awkward. Once he appeared, the nurse donned gloves on his hands – which weren’t the regular latex/rubber gloves we typically use in medicine. They were the type of gloves workers wear at subway to make your sandwich – which of course I thought was very bizarre. 

I will admit he completed the procedure well, I didn’t feel a thing. But then he shoved a vaginal probe to do an ultrasound, which I didn’t realize is part of the well woman exam there. Everything was fine but I didn’t care to have that extra procedure. Anyways, I think I will save any future well woman exams for the USA, for a more comfortable experience. 

On the other hand, my boyfriend had public health insurance in Spain since he is a resident. His experience with the public health clinics and hospitals were absolutely awful. Similar to my experience, when he went to his primary doctor with abdominal complaints, she just ordered tests and didn’t bother doing a physical exam. Similarly, his vital signs were never taken. To be honest, all of the doctors in the clinic looked really unprofessional, wearing a white scrub top with jeans, and white crocs. 

To complete the ordered labs and imaging through the public sector, there were no appointments available until 3 months out. This was ridiculous considering the acute nature of his symptoms. We decided to try our luck in the Emergency Room, thinking we could get tests completed sooner than 3 months. Honestly, the ER there is a joke. There was no sense of urgency, and we witnessed the doctors walking out every hour for a smoke break. 

After waiting 5 hours to be seen, one of the doctors came to the waiting room and told the patients that they were full so if it wasn’t an emergency to come back tomorrow. I thought that was insane. When we were finally seen, of course the doctor was useless. He referred my boyfriend back to his primary care doctor. He said he could not order any imaging there unless it was a life or death situation (which he would have no idea if it was life or death without any tests)? He was trying to give some sorry explanations for my boyfriend’s symptoms and with my medical background I had to speak up and tell him what he said was false. Even after advocating for my bf, the doctor would not budge and said “I cannot order any tests”. Since there is no “magnet status” or patient satisfaction surveys after a hospital visit, there are no incentives for the hospital employees to actually do their job well.

Feeling defeated, my bf decided to just apply for private health insurance. It is very affordable after all, and the public health system in Spain is a joke. Having the private health insurance was like night and day. He was able to schedule himself to see a specialist right away, complete imaging and labs the same week, and follow up with the specialist the following week for results. 

I am fortunate that I do not have any medical problems so my need to use my private health insurance was just for screenings. But I really got to see the perks of using the private health system in Spain when my bf had to use it. For example, he needed an MRI which is costly but he didn’t have to pay anything out pocket. That means, somehow his $70/month premium covered it. Normally in the USA you have a $400/month premium for health insurance and several hundreds of dollars copay for an MRI. 

Additionally, the doctors in the private clinics spoke English whereas they don’t in the public system. They are also look and act more professional, and guess what – they touch you!

After this experience, I won’t generalize to say that the public health care system in Europe is great. From what I’ve heard, it is in certain countries like France and Belgium. The quality of healthcare in Spain is not good. It showed me some disadvantages of having a public healthcare system such as long wait times to have basic tests done like labs and the lack of ordering necessary tests by physicians.

I also felt like the doctors in Spain care less than the doctors in the USA – I wonder if it’s because there is a huge pay disparity between the two countries. Or it can just be cultural. The only benefit is that having private health insurance in Spain is way more affordable than in the USA. After this experience, I think the quality of US healthcare is actually really good. The main problem with the US healthcare system is that it is unaffordable and costly. Instead of it being a business and keeping hospital CEOs, insurance companies, and Big Pharma rich; it should be reformed to be way more affordable for the average American.